Northern Colorado Real Estate Blog

Feb. 6, 2018

Buying a Home is a Team Sport

For first time buyers, purchasing a home initially looks like a mind boggling adventure. What to do and when to do it is extremely important. Here are the players buyers will need to make their dream of home ownership come true.

The Real Estate Agent

The agent is the buyer's guide through all the complex steps of finding and purchasing a home. An experienced realtor will help buyers understand the ins and outs of putting together a successful contract and how and when the transaction's steps take place. As a Buyer's Agent, this person will be an advocate and sounding board as individuals move through the various steps of the purchase process.

The Mortgage Lender

The first thing a good realtor will do is to advise the buyers to talk to a mortgage lender—even before they begin to look at homes. Talking to several lenders will help buyers understand the different kinds of loans that might work for them. Most importantly, the lender will look at buyers' credit reports for errors and suggest ways to improve their credit scores. Finally, the lender will offer specifics in terms of the price of the homes that can be afforded and provide the buyers with the all important pre-qualification letter their realtor will need to submit a contract on a home. For more information on what a lender can do check out this blog on the importance of choosing a mortgage loan professional. Going with a good mortgage loan professional is critical to a good outcome.

The Home Inspector

The Realtor can provide buyers with the names of well-qualified and insured inspectors. These individuals will give a clear critical look at the home and any problems it might have in terms of important structural and mechanical features. The buyers will get a detailed report to review immediately after the inspection. This document will be the basis for an inspection objection in which the buyers will request the sellers to repair or replace items of concern. A good resource for more information on inspections can be reviewed in this blog post.

The Appraiser

This individual will be hired by the lender to assess the value of the home so the buyers can be sure that it is worth what they are offering for it. His report will protect the buyers and the lender to make sure the buyers are not overpaying for the home.

The Closing Agent

The closing agent can be either a title company or an attorney who works with the buyers, sellers, and lender to bring everything together for the sale of the property.  It is the closing agent's responsibility to escrow funds and ensure the contract is being followed.

Find Your Team

Purchasing a home doesn't just involve legal protocols; it is also a very emotional experience. A good team will get buyers through the process of becoming home owners as efficiently and stress-free as possible.

If you would like to know more about the process of buying a home, please contact us.

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Jan. 30, 2018

What to Do in Northern Colorado in February 2018

Pink and red heart-shaped cutouts hanging from ceiling

February 1st-3rd: Bobby Collins: Fort Collins

“Bobby Collins' heartfelt humor engages audiences with a clever blend of characterizations and hilarious observations that everyone can relate to. He takes the funny business very seriously. Over the years, he has hosted VH-1′s “Stand Up Spotlight”, toured with Cher, Julio Iglesias, Dolly Parton and Tony Bennett, among others, and been nominated for a CableACE Award. He has produced five CD’s, three DVD, and one book.” Learn More & Get Tickets for Bobby Collins

February 1st-15th: Winter Olympics Film Series: Longmont

“While the world is going Olympics-crazy, the Museum helps you prepare by showing the best winter sports movies! All movies are specially paired with a signature cocktail, and galleries are open (5 – 9 pm) to enjoy for free with your film ticket.” Learn More & Get Tickets for the Winter Olympics Film Series

February 2nd: Honor Africa Night: Fort Collins

“Northern Colorado is invited to celebrate the world’s second largest continent during 'Honor Africa Night' at the Global Village Museum of Arts and Cultures. In collaboration with local experts, researchers, collectors, and international travelers, the Museum opens a stunning exhibit with an exceptional program series.” Learn More about Honor Africa Night

February 2nd-May 13th: WWI: Longmont & the Great War Exhibit Opening

Drawn image of three soldiers behind the barricade of a trench with text WWI: Longmont & the Great War“Be among the first to experience the Longmont Museum’s new WWI exhibition. Join us for a night in France, complete with complimentary appetizers from the Cheese Importers and live jazz. Cash bar with wine, beer, and signature drinks. As the United States commemorates the centennial anniversary of the American military entering World War I, the Longmont Museum unveils a new exhibition illustrating Longmont’s role in the Great War. 'WWI: Longmont & the Great War' tells the personal stories of World War I through the experiences of people from Longmont – soldiers, doctors, and nurses in training and overseas, as well as citizens on the homefront. Items from the Museum’s collections make up the bulk of the exhibition, including full infantry uniforms, artifacts relating to medical care during the War, an airplane propeller, propaganda posters, photographs, letters and diaries, and many other personal objects.” Learn More & Get Tickets for WWI: Longmont & the Great War Exhibit Opening

February 3rd: Boulder Philharmonic: Cirque Goes to the Movies

“Join us for a spectacular family experience featuring music from Harry Potter, Star Wars, Mission Impossible, Pirates of the Caribbean, and Titanic, plus the dazzling magic of the circus with aerialists, acrobats, contortionists, and more!” Learn More & Get Tickets for Cirque Goes to the Movies

February 9th-11th: Loveland Fire & Ice Festival: Loveland

Heart-shaped logo with red flames making up the left side of the heart and blue ice making up the right side of the heart, text reads: Loveland Fire & Ice Festival

“The Nation’s Sweetheart City comes alive for Valentine’s Day with the Loveland Fire & Ice Festival, Feb. 9-11. Two days and three full nights of fun featuring an explosive fireworks show with music and lights, ice sculpting, live entertainment, fire performances, the new Fire Sculpture People’s Choice competition, Brewing and Distilling Arts and more.” Learn More about Loveland Fire & Ice Festival

February 11th: Taco Triathlon: Fort Collins

Text reads: Taco Triathlon, with three circles beneath, on far right a white outline of a bicycle on a purple circle, in center a white outline of a woman in lotus pose on a blue & green circle, and on right a white outline of a taco on a pink circle

“Come test your physical endurance with a unique triathlon experience brought to you by Yoga Pod Fort Collins and Cyclebar Fort Collins. Can you complete a 45 min cycle class, 60 min of yoga and eat an entire taco? Come find out on Feb 10th 2018. Race participants will receive a goody bag, logo tank and bragging rights.” Learn More & Get Tickets for the Taco Triathlon

February 22nd-25th: Boulder International Film Festival: Boulder

Logo image text reads: Boulder International Film Festival

“The Boulder International Film Festival brings films and filmmakers from around the world to Boulder for a four-day celebration of the art of cinema.  Featuring a wide variety of films from local, national, and international filmmakers, including many that have gone on to significant box-office success and multiple Oscar nominations.” Learn More & Get Tickets for the Boulder International Film Festival

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Jan. 24, 2018

Northern Colorado Real Estate Market Forecast for 2018

large house

Various entities have been making predictions about where the real estate market in Northern Colorado will be heading in 2018. Here is my summary of what they are finding.

The general consensus and predictions for where prices are going in 2018 are:

  • Fort Collins up 8% in average price from $422,000 in 2017 to $455,00 in 2018
  • Loveland up 7% in average price from $412,000 in 2017 to $440,000 in 2018
  • Greeley up 9% in average price from $346,000 in 2017 to $377,000 in 2018

Low inventories of affordably priced homes will continue to be a problem in many parts of the market during 2018.  According to recently posted data, 70% of homes sold in Fort Collins and Loveland were under $400,000. Builders' continually increasing costs for materials, fees, and scarce labor make it very difficult for them to create residential homes at or below that price. These new homes are out of the reach of most buyers. So, as I mentioned in this blog regarding the dichotomy of the housing market in NoCo, there are some parts of the market in balance or even over-supplied with homes as buyers moves to higher price points.

stacks of coins getting shorter from left to right with a block in the shape of a house on the far right

Interest Rates are Probably Headed Up Too

Matthew Gardner, a national housing economist, predicts interest rates one year from now will be 4.4% (about 0.5% higher than today). He gave the example of "buyers thinking about waiting until the market cools off. For them there is a potential real cost to that wait. If prices and interest rates go up as predicted, a one-year wait would equal over $200 per month for a $400,000 home."

If you are thinking about buying a home soon, now is the time to get pre-qualified for a mortgage—before you even start looking at houses that are on the market. You won't be able to make an offer on a home if you cannot produce a letter from a lender pre-qualifying you for its purchase. I go into more detail in this post on the importance of seeking a lender first.

We can help you get into a home you are qualified to buy as quickly and efficiently as possible. Please contact us if you're ready to purchase your next home.

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Jan. 19, 2018

A Pre-Listing Home Inspection: Is It Right For Your Situation?

large home

A profoundly troubling situation arises when sellers are caught unaware of problems that could undermine their need to sell their home at its highest potential price. One of the best steps that can be taken to avoid this is to have a professional home inspection prior to listing.

A pre-listing inspection can uncover previously unknown minor or major problems, allowing sellers the opportunity to make repairs or replacements as needed or deal, or not deal, with them as they wish. By being aware of these issues before the home goes on the market, it can be listed with a greater knowledge of its condition as would be reflected in the Seller's Property Disclosure. This can result in cleaner offers and a smoother transaction for both parties. Having well-informed sellers and buyers will work to everyone's advantage.

clip image of a large cartoon figure examine a smaller house with a magnifying glassMake Sure the Inspection is Comprehensive

Being sure that the pre-listing inspection is comprehensive is critical if it is to be considered valid by a potential buyer. We make sure that photographs are always part of a professional report so that full documentation of conditions is available to both the sellers and potential buyers. This is especially important when it comes to issues that might not be addressed or repaired prior to sale.

In many contracts a seller only has a couple of days to respond to an inspection objection and is caught off guard by an issue and what a buyer actually requests that they do about it. With a pre-inspection the seller will know beforehand about any problems and the real extent of them. This allows a seller to develop a response strategy immediately, rather than waiting for the pressure cooker environment caused by a short timeline and a lack of knowledge about what something will cost to fix and the various ways to fix it. Many contracts fail because the seller just does not have time to methodically analyze a request for a significant repair and because of this, the seller simply refuses to cooperate with the buyer and the contract fails.

a hand holds up a small model of a house against a yellow backgroundThe professional inspectors we refer to clients must carry E&O Insurance. We always make sure the report is generated immediately at the completion of the inspection so a seller can begin to gain knowledge about how to deal with potential repairs.

For more information about home inspections in general, check out this blog and its emphasis on the importance of buyer and seller cooperation in negotiating inspection items.

Please contact us and we will be glad to answer any questions you might have about home inspections.

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Jan. 4, 2018

What to Do in Northern Colorado this January

Mittened hands holding a steaming mug of coffee

January 4th-7th – Winter Wonderlights: Loveland

“Loveland’s new Winter Wonderlights is a walkable holiday lighting attraction situated in the award-winning Chapungu Sculpture Park at Centerra. Guests will be mesmerized as they stroll through the sculpture park, which has been transformed for the holidays. Each night, enjoy holiday string lights, twinkling bulbs, LED mappable snowflakes, illuminated African stone sculptures and 30-minute music and light shows every night starting at 5:30 p.m.” Learn More about Winter Wonderlights Logo reads 22nd Annual Lafayette Oatmeal Festival with images of a running figure and spoon of oatmeal with blueberries

January 13th – Lafayette Oatmeal Festival

“22nd Annual Lafayette Oatmeal Festival is a popular family event focusing on healthy lifestyle.   A unique festival including an Oatmeal Breakfast, 5K Walk/Run and NEW this year - Ninja Warrior Course.” Register and Learn More about Lafayette Oatmeal Festival

January 13th-14th – Estes Park Winter Festival

Image reads Estes Park Winter Festival on the backdrop of a snowflake“Celebrate the winter season in Estes Park at the Estes Park Winter Festival weekend! Taste award-winning chili (while supplies last), sip a variety of beers, browse retail vendors, enjoy live entertainment and more at the Estes Park Winter Festival, Martin Luther King, Jr. Weekend 2018 at the new Estes Park Events Center!” Learn More about Estes Park Winter Festival

January 19th – Fort Collins Foodie Walk

Image reads Fort Collins Foodie Walk Every Third Friday on a white background with small images of food items“The Fort Collins Foodie Walk offers a way for people to explore and enjoy the world of food and spices! Who is a foodie?  Foodies are people who simply love food for consumption, study, preparation, and recreation. Foodies wish to learn everything about food, the best and the ordinary, and take in the science, industry, history, and characters surrounding food. Culinary shops in Downtown Fort Collins focus on unique quality ingredients, locally sourced and organic produce in their shops.” Learn More about Fort Collins Foodie Walk

January 23rd – Noah Gundersen at The Fox Theater: Boulder

“Westword Presents: Noah Gundersen live at The Fox Theater featuring Elizabeth Gundersen. Noah is no longer lighting votives, but dumpster fires—big, bright, symbolic and chaotic. Musical vignettes of combustion, rubbish, degeneracy and, perhaps most comfortingly, warmth; because sometimes overlooked in the mad grasping for heady, introspective Authenticity is music that’s heartfelt.” Get Tickets and Learn More about Noah Gundersen

Image reads Bootstrap Brewing Chili Cook Off January 27th 5-8pm Ask Beertender for More Details with images of chilis and Clint EastwoodJanuary 27th – Bootstrap Brewing Chili Cook-off: Longmont

“Join us at Bootstrap Brewing in Longmont for a chili cook-off! There is no entry or tasting fee and judging will be done by the general public. Come have some great beer and pick your favorite from 5-8pm!” Learn More about Bootstrap Brewing Chili Cook-off

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Dec. 26, 2017

Federal Reserve Interest Rates are Moving Up - How About Mortgages?

This week, for the third this year, the Feds have raised interest rates - this time it was for 0.25 percent. Based on what we are hearing from mortgage lenders, the current 30 year rate is sitting around 3.93 percent right now.

Historically, according to Mortgage Bankers Association, the 30 years rates, over the last 20 years have trended down:
3.90% 6 months ago
4.13% 1 year ago
3.54% 18 months ago
3.32% 5 years ago
5.96% 10 years ago
7.15% 20 years ago

Business news reports indicate that the Federal Reserve will probably raise their rates up to four more times in 2018, and the Mortgage Bankers Association predicts rates will rise to 4.8 percent near the end of next year. Freddie Mac's prediction moves them to 4.4 percent.

The Increasing Cost of a Mortgage - What It Means For the Home Buyer

Today a $200,000 30 year mortgage - at 3.93% - costs a home owner $947.00 per month for principle and interest  - $11,364 per year - with a total  interest of $140,839 for the life of the loan.
By then end of next year, if the predictions are correct and we use a rate of 4.6% it will cost an owner $1025 per month - $12,300 per year - with a total interest of $169,103 for the life of the loan.

It could cost a home owner nearly a $1000 more per year and $28,264 more in interest for the life of the loan by the end of 2018.

Housing Price Will Increase Too

For a home buyer, this all gets much more expensive when you also factor in the increasing price of housing in Northern Colorado. Last year the average price of a home increased 13.9% in Fort Collins - and more in other areas of NoCo.

So theoretically, if trends continue, it would push the needed mortgage amount up to $227,800 based on last year's increase. By the end of 2018 the cost per month for the mortgage could jump to $1167 per month - $14,000 per year - with the total interest for the life of the loan moving to $193,000.

This would be $2600 more in payments per year and $52,000 more in total interest on the loan when compared to the cost of buying a home today.

The Bottom Line - Buying a home now, as apposed to next year, will save a home owner thousands of dollars in mortgage costs. Please contact us so we can help you get started finding that home you would love to have today.  

Posted in Home Ownership
Dec. 18, 2017

Colorado Continues to Attract New Residents - By the Thousands

According to the latest American Community Survey from the U.S. Census Bureau, the net migration into our state in the last year was 30,859 people. In Northern Colorado the net migration in Larimer County was 7,001 people - for Weld County it was 7117.

What Does This Mean For Housing?

On average, 2.5 people are in each home so the number of new units required for these new residents would be 2800 in Larimer County and in Weld County it would be 2874. Clearly we will continue to have a housing deficit as builders struggle to keep up with demand. Also, prices continue to rise all across Northern Colorado, as indicated in the chart below, while wages continue to lag behind the increasing costs of housing.



These ever increasing housing prices are going to impact the potential sale of homes available at higher price points  - they are simply not going to sell like they have in the past when Baby Boomers were looking for bigger homes for large families to gather in. The next wave of buyers are the Gen-Xers, who seem to be more interested in putting their resources into life experiences and less into a big home. This attitude, in combination with the cost of getting into a loft, condo, or town home, has already impacted the sale-ability of homes over $700,000. 

The Dichotomy and Importance of Housing Inventories at Different Price Points

High end homes are available in large numbers in NoCo and their supply sits at around 9 months. For the average priced home in Fort Collins, the available inventory has traditionally set at about 6 months. The supply for that $400,000 home is now very tight at 1.89 months. Larry Kendall, in the Biz Week Magazine, predicts that prices in the high end market homes have the potential to actually decline. There are just not enough buyers out there when compared to the inventory on hand. 

So, we have a market with two faces. If you are looking for that large home you have always dreamed about owning, now may be the time to buy as competition for these homes has decreased and low interest rates still prevail. Kendall says, this is "the best 'move-up' market in 40 years."

For more information about how to approach this dual market, please contact us.

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Nov. 30, 2017

What to Do in December in Northern Colorado

December 2nd – Lights of December Parade: Boulder

“In its 30th year, spectators will enjoy floats created and decorated by local businesses, churches and civic groups. Crowds will enjoy marching bands, lit fire engines, holiday carolers and much more. The grand finale includes an appearance by the jolly old man himself - Santa Claus!” Learn More about the Lights of December Parade

December 2nd – Home for the Holidays: Lafayette

“Celebrate the holidays with shopping in Old Town, visiting with Santa, crafting, caroling and the tree lighting at dusk.” Learn More about Home for the Holidays

December 3rd – Jingle Bell Run: Loveland

“The Arthritis Foundation’s original Jingle Bell Run is a fun way to get decked out and be festive, while racing to raise funds and awareness to cure America’s #1 cause of disability. Put on your favorite holiday costume. Tie jingle bells to your shoelaces. ’Tis the season to live it up and be jolly for a reason! Bring a team of friends, family and co-workers to run or walk, spread smiles and good cheer … and be a Champion of Yes! 100 percent of your registration fee and fundraising efforts go to this great cause.” Register and Learn More about Jingle Bell Run

December 8th-9th – Longmont Lights: Longmont

“From ancient times, light has been both a source of mystery and magic, providing necessary warmth and guidance. Enjoy the mystery and magic of millions of sparkling lights and the sights and sounds of winter holiday celebrations as Longmont Lights continues with special activities in Roosevelt Park on Dec. 8th and 9th.” Learn More about Longmont Lights

December 8th-10th – Holiday Festival: Boulder

“Boulder's most beloved December tradition gathers together CU's most remarkable student and faculty talent for an unforgettable concert that's fun for the whole family. Delight in the twinkling lights, seasonal greenery and festive atmosphere of Macky Auditorium as student choirs, bands and orchestras perform holiday favorites and new surprises.” Get Tickets and Learn More about the Holiday Festival

December 8th-10th – The Nutcracker with the Ft. Collins Symphony: Ft. Collins

“Canyon Concert Ballet presents their 36th annual production of The Nutcracker Ballet. With a dazzling score by Tchaikovsky performed by the Fort Collins Symphony Orchestra, this is a rare chance to see a classical ballet accompanied by a live, full orchestra in Fort Collins. This iconic holiday story is sure to please audiences of all ages with mystery, battles, and beautiful ballerinas in sparkling tutus.” Get Tickets and Learn More about The Nutcracker

December 16th-17th – Longmont Museum Holiday Festival: Longmont

“The Longmont Museum’s holiday tradition continues after last year’s sold out events! Join us for songs of the season and holiday cheer from some of the finest musicians and performers in the region. Featuring the Heath Walton Jazz Quintet, Longmont’s Centennial State Ballet in excerpts from the Nutcracker, Venezuelan rhythms from Gonzalo Teppa, and much more. Special Santa reception with cookies and hot chocolate before the matinee concert, only. Cash bar.” Get Tickets and Learn More about the Longmont Museum Holiday Festival

December 22nd – Bells of the Rockies: Loveland

“Bells of the Rockies is an auditioned, highly skilled handbell ensemble from the Colorado and Wyoming Front Range. Playing 5 octaves of Schulmerich handbells and 4 octaves of chimes, they perform music from sacred to secular, baroque to rock. This performance will include both traditional and contemporary music to ring in the holiday spirit.” Get Tickets and Learn More about Bells of the Rockies

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Nov. 28, 2017

Downsizing to a Smaller Home: Would it Work for You?

Downsizing to a smaller home is not without its challenges. Big regrets can become a reality if you don’t weigh your options carefully.

Good candidates for downsizing are people who have a home that no longer meets their needs. It could be that one has a home with all the bedrooms upstairs and, for mobility reasons, it is a real problem and difficult to get to the bedrooms. A smaller single level home with a smaller yard, or no yard at all could be a good move for individuals in a situation such as this. Having an empty nest can also precipitate a look at downsizing.

Others who should consider downsizing to a smaller home are people who feel they are living beyond their means and desire a less expensive lifestyle. Or maybe they just feel they are using more resources than they should and want to adopt a more Earth-friendly way of living.

A very positive thing about downsizing is that it can give you a fresh start; it's an opportunity to de-clutter and reallocate your time and financial resources. However, if you like to entertain a good number of people at one time, or you love to spend time in your yard and garden, a lack of space could be more limiting than you anticipate.

Another way to evaluate whether you should downsize involves considering the practice of unrelated Baby Boomers moving in together. This could reduce each individual’s housing expenses significantly and allow one to continue to live in the home they love.

Hidden Costs of Downsizing

In terms of specific financial concerns, one needs to be aware that you might have to pay taxes on the sale of a home that has appreciated radically since you purchased it. A prime example of this can be found in the homes on Mountain Avenue in Fort Collins. Some have actually gone up in value well over $500,000 in the last 25 years. If your home was purchased for $250,000 and it is now worth $850,000 you would have to pay taxes on all gains over $500,000. In this case you would owe taxes on $100,000 of your gain in value.

Also, a smaller property may appear to be less expensive to own than your current home, but HOA fees or Municipal Fees associated with special services, such as double water systems (where the outside of homes are watered with a separate untreated water source), can quickly eliminate any cost savings from downsizing. Property taxes sometimes appear to be low, until you add the Municipal Fees of various kinds into the total cost.

One final consideration is that, for some individuals selling your home and renting is truly an option. The value of the investment in your home becomes more liquid and available to you. You do not have to worry about an unexpected downturn in a volatile real estate market. Renting can become a more predictable and somewhat safer bet.

If you would like to get more information on the value of your home and the costs associated with a potential new type of home, please contact us.

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Posted in Home Ownership
Oct. 30, 2017

What to Do in NoCo in November 2017

 

November 3rd: Downtown Holiday Lighting Ceremony – Ft. Collins

“On Friday, November 3rd, historic Old Town Fort Collins will shine as thousands of strands of holiday lights ‘flip on’ to illuminate the alleyways, sidewalks and street-tops of our beloved Downtown during the Annual Holiday Lighting Ceremony. The dazzling display of low energy and sustainable LED lights stretches through seven blocks to illuminate Old Town’s canopied treetops, unique storefronts and historic alleyways.” Learn More about the Downtown Holiday Lighting Ceremony

November 4th: Fall Back Beer Fest – Estes Park

“Fall Back Beer Fest is back for its 5th annual celebration of beer with some of the finest craft breweries and beer industry experts that Colorado has to offer. Grab a beer, chat with the brewers, and learn what it takes to make your favorite brews in the heart of the Rockies at Fall Back Beer Fest '17. Have you ever wondered what it takes to brew beer? Come watch our live demos and help us celebrate National Learn to Homebrew Day, too! Cheers!” Get Tickets & Learn More about the Fall Back Beer Fest

November 11th: 43rd Annual Longmont Turkey Trot - Longmont

“Gobble, Gobble, Gobble, GO!  Sign up to run one of the most scenic, fastest, 10k or 2-mile courses around!  10K course also has a Wheelchair Division.  Don’t just run for the fun of it, all of the Longmont Turkey Trot proceeds benefit the City of Longmont Youth Scholarship Fund!” Get Tickets & Learn More about the Longmont Turkey Trot

November 19th: Switch on the Holidays – Boulder

“Holiday sing-along performance led by the Boulder Children's Chorale joined by members of the Boulder Chorale lead up to the grand illumination of the Boulder County Courthouse and the Pearl Street Mall, with a special appearance by Santa himself!  Then stick around for FREE visits with Santa until 7:00 p.m.” Learn More about Switch on the Holidays

November 24th: Catch the Glow Christmas Parade & Celebration – Estes Park

“The annual "Catch the Glow" parade the day on November 24 caps a day of full activity in downtown Estes Park. With holiday music broadcast outdoors throughout the town helping set the scene, visitors can interact with strolling animal characters, enjoy family hayrides and visit with Santa Claus in Bond Park from noon to 4pm.  The lighted Christmas parade begins at 5:30 pm and runs the length of Elkhorn Ave. All activities are free.” Learn More about Catch the Glow

November 24th to November 26th: The Nutcracker Ballet – Longmont

“This December, the curtain rises for America’s favorite ballet, brought to life by the Boulder Ballet and the Longmont Symphony. Make your plans now for this thrilling and heart-warming spectacle, all performed to Tchaikovsky’s masterful score. A holiday tradition with exciting choreography and a full, live orchestra!” Get Tickets & Learn More about the Nutcracker Ballet

November 24th to December 2nd: The Festival of Trees – Greeley

“It’s that time of year again! Jack Frost is nipping at our noses and the smell of burning fireplaces is drifting through the chilly air. This wondrous season unfolds as neighbors drop by for a cup of cheer or family and friends gather to share a meal. In the spirit of this magical time, the 29th Annual Festival of Trees, scheduled for Nov 24 - Dec 2, will once again transform the Union Colony Civic Center’s lobbies into a winter wonderland filled with beautifully decorated trees, wreaths and holiday collections.” Learn More about the Festival of Trees

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